Why am I getting rates over 4.275% for 20% down with 781 credit score ons rental?
4.275% was my lowest rate offered. Was also offered 4.4% and 4.625%. No points, very slight credit because it couldn’t be no credit at all. No origination fees. Is this normal?
First time home buyer Rental in Idaho Non military DTI no problem
I have a few MLO friends not licensed in Idaho telling me that these rates are still high but I’m not sure why.
I had a friend with a a 640 credit score offered 4.5% for 20% down on his rental…
Are my lenders trying to take advantage of my young age/gender?