For a great living experience, a row house would be good to live in.
Also, you’ll be able to customize as per your plan, you’ll be owning land also.
For living in the crowd, we mean to live between city/popular area, etc.
The flat would be good to go, you’ll see appreciation for 8–10 years afterward depreciation starts with the age of the building.
Both have their own pros and cons depending on the requirement and life cycle people make a decision whether to go with flat or row house.