Which has a larger impact on home sales – the higher monthly payment (higher int %) or the larger downpayment requirement?

Wondering what you guys think, and if anyone has some solid data to point to – generally speaking, we know that as rates rise prices come down. Clearly there are market factors, such as supply which affect things.

That said, all else equal – is there a difference in consumer sentiment in real estate purchasing when comparing a larger down payment requirement vs a higher monthly payment? Does one put off consumers more than other? Am I looking at this the wrong way?

submitted by /u/Aldoogie
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Wondering what you guys think, and if anyone has some solid data to point to – generally speaking, we know that as rates rise prices come down. Clearly there are market factors, such as supply which affect things. That said, all else equal – is there a difference in consumer sentiment in real estate purchasing when comparing a larger down payment requirement vs a higher monthly payment? Does one put off consumers more than other? Am I looking at this the wrong way? submitted by /u/Aldoogie [link] [comments]

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