Hey everyone, looking to put 10% down on a house next year and wondering the other costs outside of the down payment and closing costs? For example, let’s say I go for a 400k home. 40k is 10%, would I expect to pay another 5k on top for closing costs? What else would I need in my bank account in order to be approved for that home. I have an emergency savings of 6 months and about 15k in investments. Do they count those too as back up?