With an FHA loan in this market. House appraised nearly at what we offered on it, slightly higher. We waived inspection but had one independently done and there was nothing critical to avoid. Took me ten years to dig myself out of the credit hole I dug myself into, and now I’m able to put my family into a wonderful home. We’ve started painting and it feels like ours. Moving in in less than two weeks. We did it. I’m so happy, and relieved that the massive stress while waiting to close is finally gone. Our landlord decided to sell the house so we weren’t sure where we’d be in a month.
If you’re having trouble getting offers accepted, keep at it. We went through a number of rejected offers due to it being an FHA loan, and at first we had an out of state loan which was not attractive here either. Rejection is discouraging but there is a light at the end of the tunnel.
Just wanted to share my excitement. I’m exhausted but we finally own our own home!