I’m 26, with a wife and 3 kids… sitting on 55K saved up over the last couple months. I’d rather save our money and try to finance as much as possible as a first time homebuyer… we were getting offered 5.6% down payment but now they want 20% down. House is 350K, I was hoping to spend 35K and hold onto/invest the other 20K into my company. Should I just buy in this market, find another lender/RE agent? Thanks.