Should I try to get pre-approved for a house in the Bay Area?

Current Experian credit score at 639, Transunion 670, Equifax 665; AGI this year at around 220k; have school loans left around 19k, and have some 401k, crypto, stock holdings, and have around 50k down payment for a house. How much house can I afford and is it a good time to buy right now or should I wait it out til next year?

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Current Experian credit score at 639, Transunion 670, Equifax 665; AGI this year at around 220k; have school loans left around 19k, and have some 401k, crypto, stock holdings, and have around 50k down payment for a house. How much house can I afford and is it a good time to buy right now or should I wait it out til next year? submitted by /u/leanonme1985 [link] [comments]

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