We closed at a title company on a beautiful home on Monday. Everything was a bit of a shit show like financing, appraisals, and closings are nowadays, but we left with keys on Monday at noon and thought all was good, craziness behind us, and immediately started painting and moving. I got a call today from a “Closing Manager” at our lender that I had never interacted with before, 3 days after closing, asking me to wire an addition $4k to title company because of a major mistake made by them, the lender. The closing disclosure and title settlement statement all had to be redone. Lender would not be completing the funding to title company until I did this. They demanding I do it immediately while on the call. I respectfully declined to do so.
I dove in more on the updated CD that I had to demand they resent, and it seems they really messed up on a seller’s credit we had. Lender applied it to down payment when it appears they were not allowed to. I even warned the lender rep assigned to me 3 times over the last 50 days, as I thought that wasn’t right in the loan estimates I was getting. He always said not to worry about it and they knew what they were doing.
Anyone ever experience this? Any advice form people smarter and more experienced than me on here?