Hello, I wanted to buy a new house, and I currently got some CC debt. I’m planning to pay them off as soon as possible, so that I can get the best credit score and ultra low rates.
Now, as soon as I paid off all my debt, should I start searching and engaging agents to make offers? Or its advisable to wait till my credit report shows all debt has been paid and wait for credit score to go up?
I know hard pull and rate determination is on the underwriting stage. But was curious whats the best thing to do in terms of timing?