“other” income on mortgage application

I am looking at a blank Fannie Mae Form 1003. I have also googled my question but was hoping someone here could help as well.

I want to apply for a mortgage loan, but only want to use my “good” credit. My husband has poor credit. I have a W-2 normal job, he is self employed as a DBA. He deposits money from his business checking account into our personal joint checking account every month to pay himself. The business checking account is only in his name.

On Form 1003 in the income section V I see a column titled “other”. Is there any way at all we could use the money he deposits into our joint checking as part of this “other” income? I do not make enough to qualify on my income alone.

submitted by /u/dancymisha
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