Hello all! After 4 failed offers lost to cash buyers we finally had an offer accepted and are under contract, per our lenders last update we are in the underwriting stage. My wife is over the moon that we finally had an offer accepted. I myself like to play it more cautious. We already sent our earnest money, paid appraisal and updated my pay slips and bank statements as the lender asked me to send over updated ones since the last ones were from about a month ago.
My question, if I have been pre qualified and pre approved already before underwriting do I have a right to be as excited as my wife to be at this stage or should I remain cautious?? I hear underwriting is hell. But everything I submitted and said is true and backed my documents..idk just worries.