I recently refinanced. In the upcoming month, I’m leaving my toxic employer for a multitude of reasons, including completely reckless covid-19 policies.
I’d like to use the covid-19 forbearance for up to 6 months while I find another job. The one where it tacks the payments on the end of the loan, rather than a payment plan or lump sum. I’ve been all through my servicer (Amerisave) and I’m not really understanding if I can get this specific type.
I do have sufficient assets to cover several years of unemployment, but I do -not- want to touch my current investments.
If it matters: Loan is 100% in my name. Wife is on the title. Wife will continue to be employed. But since we are in California, her entire decent salary barely covers mortgage on our modest house.