It’s at the top of our budget (405k), extremely nice house in a wonderful neighborhood. It’s a bit big for our small family. We can make the down payment 20%, and the monthly payments. (Loan estimate put it at 200$ more than we paid at our previous home, thus the offer to pay the extra.) for reference I make about 95k annually, so after maxed out 401k, etc. etc. bring home 5k monthly. Estimate from loan officer put this at ~1900-2k$ per month. My wife doesn’t currently work but may in the future.
They have the money and we absolutely love them, but I’m just wondering about the potential issues here.