I knew my self employed income would be a challenge, I didn’t know this would be the breaking point.
I’ve been self employed for 5 years. They like my income but require official tax transcripts from the IRS. I got married this year and changed my name (with SS and the state) so I filled stuff out with my married name. IRS rejected the request because my married name has never filed taxes. So I filled out a new one that specifically listed “name on taxes” and “current name” separately per the form and then signed with my married name (because that is my current name!). They rejected it again because the signature is not the taxed name. It took 2 weeks to receive this rejection. We are suppose to close in 7 days so they better not take 2 weeks to confirm this time..
All the bank wants to see is that the tax returns I provided match the ones the IRS sends them. This is so frustrating.