Jumbo rate shopping around

We went under contract for 1,050,000 with an Ally preapproval on Friday but I am wondering if we could get a better rate somewhere else. Looking at the rate table, Ally is offering 4.75% with -508 credit on a 730 credit score with 30% down. We have enough cash to go to 40% down or even 50% if needed because I like to keep a year of emergency funds. With that said, what are some other lenders we could shop around with or some other jumbo loan “hacks” to try? TIA!

submitted by /u/alltheporns
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We went under contract for 1,050,000 with an Ally preapproval on Friday but I am wondering if we could get a better rate somewhere else. Looking at the rate table, Ally is offering 4.75% with -508 credit on a 730 credit score with 30% down. We have enough cash to go to 40% down or even 50% if needed because I like to keep a year of emergency funds. With that said, what are some other lenders we could shop around with or some other jumbo loan “hacks” to try? TIA! submitted by /u/alltheporns [link] [comments]

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