Is 4.625 for real?

Canadian here. My US EQ/TU score is 760 with around 10 years of clean Credit history. I’m working with First internet Bank on my primary home that I’m going in contract as a primary (FTHB) over 90 days. Its pre-con in PA state.

I also have another broker from Cross country mortgage that quoted 5.20% & he says they would keep the mortgage on their books & that’s its a large company.

Is this a good rate at this point? Who should I go with? Is First IB bad to deal with? Anything I should look out for?

submitted by /u/EntrepreneurCanuck
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Canadian here. My US EQ/TU score is 760 with around 10 years of clean Credit history. I’m working with First internet Bank on my primary home that I’m going in contract as a primary (FTHB) over 90 days. Its pre-con in PA state. I also have another broker from Cross country mortgage that quoted 5.20% & he says they would keep the mortgage on their books & that’s its a large company. Is this a good rate at this point? Who should I go with? Is First IB bad to deal with? Anything I should look out for? submitted by /u/EntrepreneurCanuck [link] [comments]

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