My parents bought this family home more than two decades ago. They were the ones that initially came up with a down payment to purchase his home. My sister, was involved in a car accident many years ago. And she took her portion of her injury to also help with the down payment of home. My parents put the home under my sister’s name initially, but recently added myself.
During the first couple years of ownership, my parents paid for almost everything. When my brother got married and had kids, while living in the family home, my mom made a big sacrifice. She stopped all work, decided to be a housewife. She took care of all of his kids, cooked for his family of five, paid for the kids tuition, etc until the day she got diagnosed with cancer. In exchange, he paid for the very small monthly mortgage that was on the home. Which was about $1,100.
During the time that my mom was alive, my brother has disrespected her on so many different occasions. I will always resent him for the way that he treated her. And I always believe that if it wasn’t for him, my mom would’ve lived a lot longer because all the stress that he put her under. Sometimes he would give her a really hard time just for coughing, as he would find it disgusting then just walks away. Meanwhile, he always kisses my dads ass and goes wherever he does.
The home has been paid off at least a decade ago. And my brother always claims that this home is his. Legally he does not own the home. He constantly tells my dad that my name should not be on the home. My brother has always been against taking money out of the home to do anything else. But I honestly want to cash out 70% of the homes value to do my own thing. But he has so much time in his hands and he always checks public records. And if I decided to do a cash out refinance, he is going to go ballistic.
At this rate, I’m just wondering whether or not if I should just sell the home. Let my dad and himself figure out where they’re going to live next. Because I do not get along with my dad whatsoever. What should I do guys?