I am currently aiming at 3% downpayment. If I paid 5% ($10k extra), I would be eligible for a better interest rate. My appraisal came in at $10k over the sale price. Can I use that to get the better interest rate?

Isn’t this pretty much same as refinancing an year later? If the house appreciated by X amount, that would count towards my equity, right?

submitted by /u/Lokanatham
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Isn’t this pretty much same as refinancing an year later? If the house appreciated by X amount, that would count towards my equity, right? submitted by /u/Lokanatham [link] [comments]

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