I purchased a house 4 years ago and ended up refinancing two years ago after a major remodel. I’m acquittances with the person who acted as the loan underwriter and then helped me refinance (at least I believe that is what their role was). We were catching up and they mentioned how busy they were at work and how they are making really good money at work in the past year or so and have been investing it. They then told me that I should invest Specific Number rounded to the thousands in my saving account. I didn’t think much of it at the time, but that was basically how much money I’ve saved from deferring my mortgage during the peak of Covid.
I’m very curious to how they could know that information. I’m not sure if they got an alert that I had changed my mortgage and they just added up my deferred payments to come to that number or actually looked at my saving account which I had used to pay for the refinancing fees.