$61k yearly salary pre tax at main job $21k yearly salary pre tax part time job (But was half this a year ago/pre pandemic but for past year I started taking double the shifts. Mentioning since I know lenders want last 2 years of w-2s) $16,000 non taxable income
I will also be taking a big pay cut at the start of next year down to $40k pre tax. But it will jump up to $55k after 6 months and again up to $61k after another 6 months so basically after 1yr I’ll be back to where I am now. I’m worried about what lenders will say or what they’ll cap me at as far as loan if I end up having to close on the new home after I start working their.