I know many couples who have decided to wait until the market cools off. There are a lot of buyers waiting for more inventory and lower prices. A lot!
The stock market is more volatile than the RE markets. Stock market is at historical 40+ PE, which is leveraged nosebleed territory. However, anyone’s guess, but you can risk a 30% drop in your downpayment if stocks. Bonds are subject to interest rate risk. Safer bet may be to hold downpayments in cash for the next 2 years.
If you are on the sidelines, what is your downpayment invested in?
Stocks? Bonds? CrYpTo? Cash and CD’s?