Planning to buy a 600k homes. Went to banks and the best they offered is 2.5 but only willing to borrow 265k.
I do have a stock broker account that willing to lend on 1.1%(benchmark+1%)
1st: should i borrow from the bank (more hassle, procedures and time consuming) or just use the margin from the broker to pay the cash in full?
2nd: if do with bank or broker, what are the pros and cons for it.