Realtor said we didn’t have to submit EMD until an offer is accepted.
Are you suppose to submit your EMD prior to offer being accepted? Am I missing something? We are using FHA loan, first time home buyer and realtor has been helpful sort of but I can’t find a straight answer. Everything is telling me you submit an EMD when you sign an offer paper for the seller? Thanks and please treat me like I’m 5 years old because I’m ignorant towards this subject.