I’m attempting to buy my first house, however I’m concerned about using FHA due to the strict inspection requirements. My husband and I have been hunting around but haven’t quite figured out the process.
I’ve recently found out about USDA loans and how they require 0% in a rural area (which is where I’m looking)
I’m still trying to figure out how much I can afford for a house, housing here is increasing steadily from what I can see online.
How do I find a reputable lender?
Is there a downside to using USDA vs conventional?
Should I just find an agent first or get prequalified with the loan?
TIA for any information or resources you may have!