Depositing money into account prior to buying a house???

Hey all. I have my fund together to buy a house and hopefully will be having an offer accepted soon (no other offers on the table and I have a strong offer). I’m selling items in my garage over the weekend that will probably total up to $600-$900 and want to deposit that money into my account, but I don’t want to mess things up with the lender, because I know they will look at my bank account and have questions about deposits. Should I make out some sort of receipts? Most of the items are bigger like a tv, oculus headset, roller skates, etc. Or should I just avoid putting the cash into my account and just use that for food, gas, etc? I’ve been saving cash for a few years and a heavy amount of change; I haven’t put the $100 in change into my account because I don’t want it to look suspicious; I did put the cash into my account a few weeks ago because I can provide proof for it (I won the jackpot at a casino and can provide the form I signed). I just want to make sure I know everything before messing things up with something as petty as an “unusual deposit”.

submitted by /u/hillycan
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Hey all. I have my fund together to buy a house and hopefully will be having an offer accepted soon (no other offers on the table and I have a strong offer). I’m selling items in my garage over the weekend that will probably total up to $600-$900 and want to deposit that money into my account, but I don’t want to mess things up with the lender, because I know they will look at my bank account and have questions about deposits. Should I make out some sort of receipts? Most of the items are bigger like a tv, oculus headset, roller skates, etc. Or should I just avoid putting the cash into my account and just use that for food, gas, etc? I’ve been saving cash for a few years and a heavy amount of change; I haven’t put the $100 in change into my account because I don’t want it to look suspicious; I did put the cash into my account a few weeks ago because I can provide proof for it (I won the jackpot at a casino and can provide the form I signed). I just want to make sure I know everything before messing things up with something as petty as an “unusual deposit”. submitted by /u/hillycan [link] [comments]

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