I want to refinance my home. It has lots of equity, I have a credit score over 800, low debt to income, and want the lowest rate possible on a 20 yr, maybe a 15 with no points and no fees loan. I have already contacted a bunch of places claiming one thing only to find out something different after spending 30-40 minutes on the phone.
Anyone have any ideas how much longer current rates may be where there are at? Anyone have any suggestions for places to look at for loans based on my description?