Make a long (boring) story short, I’m under contract and my original lender is unable to clear me due to not having tax returns. My mid score is 620 and I have great income of over 120k + (bank statements to prove) but don’t have tax returns, really just out of being irresponsible. I’m self employed. I’ve already hired an accountant to file my taxes for the last 4 years but that just won’t be completed in time and I’d hate to lose the house.
Any recommendations on lenders that can work around this?
Any insight would be greatly appreciated, thank you