Can someone tell me if this is a good deal, or at least reasonable for a mortgage right now?

Price: 225,000

Down payment: 10,000

Taxes: 3,000 yearly

Montly payment: 1,400

Credit score is above 800 but debt to income isn’t great. This woman seems to have bent over backwards to get me approved. I don’t want to shop around because at this point it has been over 45 days. I don’t want the hard inquiry and I really would like to work with her and don’t want it seem like I don’t trust her. Just want to make sure that I’m not wrong about her honesty and not being too trusting and it seems high to me but I could be wrong. I don’t have a summary statement. She works closely with my realtor and I know her well from the last time I was looking so she just told me the numbers over the phone. I do have a pre-approval.

submitted by /u/onetwothree1234569
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Price: 225,000 Down payment: 10,000 Taxes: 3,000 yearly Montly payment: 1,400 Credit score is above 800 but debt to income isn’t great. This woman seems to have bent over backwards to get me approved. I don’t want to shop around because at this point it has been over 45 days. I don’t want the hard inquiry and I really would like to work with her and don’t want it seem like I don’t trust her. Just want to make sure that I’m not wrong about her honesty and not being too trusting and it seems high to me but I could be wrong. I don’t have a summary statement. She works closely with my realtor and I know her well from the last time I was looking so she just told me the numbers over the phone. I do have a pre-approval. submitted by /u/onetwothree1234569 [link] [comments]

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