Bought a house with my ex help!

This is my first time posting so if I did anything wrong I apologize. I have a little bit of a situation going on, back in 2018 an ex and I bought a house and yes it was a big mistake not being married. So we moved from NY to NC lived in an apartment for about a year. We had some money saved up so we decided a house would be a good idea to get into a house instead of renting. She put down about 3k for the down payment and I put 12k. Unfortunately we signed a tenants in common with right of survivorship(knowing what i know now i wouldnt have done it).

A year and a month later we split, she moved back to NY and I stayed behind living in the house paying all the bills and doing all the maintenence, adding ac, adding hardwood floors, and some other things. At first she had agreed to just take w.e. she put on the down deposit and some which I agreed to(dump of me for not getting it done then and there).

So fast forward to 2022 I tried doing a refinance to get her name off the loan and title and put it all under my name. She came back asking for half of the equity which at that point was 75k. I told her I’d be willing to give her 40k to buy her out but she is reluctant that she deserves the full 75k. I think even 40k is way too much but I just want this over with. I don’t know what to do or how to continue without her getting way more then she deserves. Does anyone have any suggests on what I could do in this situation or I’d she decides to take me to court how likely the judge would be to force the sell of the house? I still live here, she lives with her new bf in NY and I think it’s very unfair of her depends. TIA for any suggestions or help!

submitted by /u/No-Big3748
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This is my first time posting so if I did anything wrong I apologize. I have a little bit of a situation going on, back in 2018 an ex and I bought a house and yes it was a big mistake not being married. So we moved from NY to NC lived in an apartment for about a year. We had some money saved up so we decided a house would be a good idea to get into a house instead of renting. She put down about 3k for the down payment and I put 12k. Unfortunately we signed a tenants in common with right of survivorship(knowing what i know now i wouldnt have done it). A year and a month later we split, she moved back to NY and I stayed behind living in the house paying all the bills and doing all the maintenence, adding ac, adding hardwood floors, and some other things. At first she had agreed to just take w.e. she put on the down deposit and some which I agreed to(dump of me for not getting it done then and there). So fast forward to 2022 I tried doing a refinance to get her name off the loan and title and put it all under my name. She came back asking for half of the equity which at that point was 75k. I told her I’d be willing to give her 40k to buy her out but she is reluctant that she deserves the full 75k. I think even 40k is way too much but I just want this over with. I don’t know what to do or how to continue without her getting way more then she deserves. Does anyone have any suggests on what I could do in this situation or I’d she decides to take me to court how likely the judge would be to force the sell of the house? I still live here, she lives with her new bf in NY and I think it’s very unfair of her depends. TIA for any suggestions or help! submitted by /u/No-Big3748 [link] [comments]

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