I am currently under contract to buy a house in the US after years of renting and going through the underwriting process with my lender after getting preapproved. For some reason the lender needs to verify that I have paid my rent for the last year, and this is causing significant problems.
Last year the apartment I rent was sold from OldCorp to NewCorp, and I was instructed to start making payments to NewCorp. I have provided the lender a copy of my leases with OldCorp and a series of cancelled checks made out to OldCorp and NewCorp. They say that they can’t verify with this information because the lease is to OldCorp and the payments are sent to NewCorp. They have had their contractor attempt to contact NewCorp multiple times to find out if I’ve paid, but those calls have gone unanswered and unreturned. I’ve even given Lender the deed where it shows that OldCorp sold to NewCorp, but even that isn’t good enough for some reason I don’t understand.
Lender doesn’t seem to have any further ideas on how to fix this. Am I screwed here? My agent thinks the house has a cash backup offer. Is there anything wrong with trying to bribe someone at NewCorp to return the calls?
I just feel lost, and one of the reasons I wanted to buy was to get away from this terrible landlord, but they’ve become the massive obstacle between me and buying the house.