We have closed on our home in Florida and are making some improvements
Replacing entire roof (currently from 2005) Updating kitchen and bathrooms
We were told by our insurance broker that once the renovations are done we can provide an updated 4 point for a better rate however it will need to show updates on all points because the plumbing and electrical showed as original. The roof will be brand new so that is covered. She mentioned that most companies allow even partial updates to count as an update.
Does anyone know what kind of small updates we could do to fall into this?